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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Who is Really Buying My Structured Settlement Annuity Payments? Understand who is buying your structured settlement annuity. Do you know who is really buying your structured settlement annuity? Many Annuitants seem to be left in the dark when it comes to the actual process of selling structured settlement annuity payments. After speaking to hundreds and hundreds of annuitants over the years it dawned on us that the individual selling structured settlement annuity payments truly had no idea what goes on behind the scenes. We don’t believe it should be some big secret and would like to educate the annuitant as to what actually transpires should they decide to sell structured settlement annuity payments. We feel it’s about time to bring some transparency to the process of selling a structured settlement annuity. Just to be clear we’re not referring to the court process. Many annuitants, especially those that have sold part of their annuities, are quite familiar with the court procedure of selling structured settlement annuity payments. It is quite obvious, however, that many factoring companies don’t bother to educate the annuitant as to who actually winds up buying their annuity payments. We’re referring to the actual assignment or sale of the annuity payments and to whom it is actually sold to. Individual Investors, Institutional Investors and Factoring Companies buy Structured Settlement Annuity Payments Individual Investors Buy Structured Settlement Annuity Payments The majority of smaller factoring companies tend to sell or assign their interest in the structured settlement annuity payments they buy to individual investors. These individuals are people, just like the annuitant, that want to invest in secondary market annuities. Their name and address will go directly in the court order that approves the transfer. These payments may be directed to the investor’s name or perhaps jointly with a spouse with Joint Tenancy with Right of Survivorship (JTWROS) or maybe even a Self Directed IRA account (SDIRA). It’s important for both the annuitant and the investor to know that there is another person at the other end of the transaction. Why is this important? It’s important for two reasons. The annuitant must be willing to help provide the necessary documents in order for the transaction to close promptly and satisfy the investor. Conversely, the investor needs to understand that the annuitant is selling structured settlement annuity payments because they need money as soon as possible. Therefore, once all proper closing documents are in order it’s imperative that the investor fund the transaction promptly so the annuitant can get the money they’ve been patiently waiting for. As is, structured settlement annuity transfers typically take two months or more to complete regardless of what some factoring companies may tell the annuitant at the onset. As a general rule, individual investors are less strict when it comes to funding compliance as opposed to institutional investors. Using individual investors may speed up the time it takes to fund the transaction. Many individual investors will fund the transaction simply with a copy of the court order approving the transfer and a copy of the annuity policy. Institutional Investors Buy Structured Settlement Annuity Payments Many of the large factoring companies sell or assign their interest in the structured settlement annuity payments to institutional investors. They may initially have these payments transferred to their company address but will later securitize these pools of loans to institutions. These companies have funds set up to buy these debt obligations from the factoring company. What does this mean for the annuitant? It simply means that institutional investors will have stricter compliance guidelines that require more documentation than perhaps an individual investor. Acknowledgment Letter Recognizing the Court Ordered Transfer of Payment Rights (post hearing) Annuity Contract Bankruptcy Search Benefits Letter Child Support Payoff (if applicable) Collateral Assignment Fully Executed (if life contingent payments) Contract Package Fully Executed Credit Report Divorce Decree (if applicable) Driver’s License or State Identification Card Lien Searches Life Insurance Policy (if life contingent payments) Life Insurance Policy Receipt (if life contingent payments) Release & Settlement Agreement from the Original Lawsuit Social Security Card Stipulation Among All Parties (if applicable) Uniform Qualified Assignment Listed above are examples of documents that will typically be required by institutional investors. This could delay the time it takes for the transaction to be funded. If the factoring company is on the ball they will assist the annuitant in acquiring all the necessary documents prior to the court hearing (with the exception of the acknowledgement letter). Scrambling around to get documents after the hearing takes place will inevitably delay the closing and frustrate the annuitant. Factoring Companies Buy Structured Settlement Annuity Payments Rarely will a factoring company buy structured settlement annuity payments on their own behalf and actually wait for the payments as if they were the annuitant. Some companies may occasionally buy an annuity if they can’t find an investor or if the discount rate on the transfer is extremely generous and the annuity payments aren’t due too far in the future. Still most don’t buy them for themselves. There is a big misconception among most annuitants that think the factoring company is actually the entity that winds up buying their annuity payments. The truth is almost all factoring companies are middle men one way or another. As for the annuitant this doesn’t mean that one way is necessarily better than the other. The annuitant just needs to make sure they get all required documents to the factoring company quickly in order to speed up the closing process. To learn more about the process of how to sell structured settlement annuity payments visit our page How to Sell Structured Settlement Annuity Payments.

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