Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
How Much Money Will You Get Should You Sell Structured Settlement Annuity Payments?
The Amount of Money You Receive Should You Sell Structured Settlement Annuity Payments Depends Upon the Following Factors
The dates your structured settlement annuity payments are due
The amount of your structured settlement annuity payments
The rating of the insurance company that issues your annuity
The discount rate being charged for you to sell structured settlement annuity payments
Dates Structured Settlement Annuity Payments are Due
The date that your structured settlement annuity payments are due is the most important factor to consider when you sell structured settlement annuity payments. The closer your payments are to today’s date the more money they are worth. Conversely, the further away they are due the less they are worth. For example, a lump sum payment due in the year 2017 is always going to be worth more than that same payment due 2025. It’s a simple concept really. The further away a payment is due, the less money it is worth today. Think about it. If you had two choices for 1 million dollars what would you choose? 1 million dollars that will be paid to you tomorrow or 1 million dollars cash that will be paid to you in 25 years?
Well if you’re like most people you would have chosen the million dollar cash payout tomorrow. Wouldn’t that be nice! Quite simply the earlier an annuity payment is due the more value it will have. This is why when you sell structured settlement payments you will often hear talk of Present Value or Time Value of Money. Remember when your parents or grandparents would tell you that a candy bar cost a nickel? Well that was true and that also is a major reason why money in the future is never as valuable as money now. That part of it is called inflation. In fact, some annuities that are paid out as a result of a structured settlement will have a 3% or even 5% annual cost of living increase called a Cost of Living Adjustment or COLA for short in order to account for the cost of inflation.
Amount of Structured Settlement Annuity Payment
Keep in mind that when you sell structured settlement annuity payments you are also dealing with current market value. In other words how much is a particular structured settlement funding company willing to pay you to buy your future annuity payments. This changes depending upon certain current economic factors. The amount of your payment will of course also determine how much money you’ll receive. The bigger the payment, the more money you will get. Monthly payments are a little trickier. If you sell monthly structured settlement annuity payments, the amount of money you receive is still based on present value. The first monthly payment you sell will always be worth the most. The last monthly payment you sell will always be worth the least. Therefore if you sell 10 years of annuity payments from October of 2017 through September of 2027, the first payment in October of 2017 will give you the best return and the last payment in September of 2027 will give you the least return. Everything in between is basically prorated.
The Rating of the Insurance Company that Issues the Structured Settlement Annuity
The insurance company that issues your structured settlement annuity is also an important factor in determining how much your structured settlement annuity is worth. Each company is issued a “strength” rating in regards to the overall health of the company and their ability to meet their fiscal obligations. They are issued ratings by a few different agencies. The agencies that rate insurance companies are as follows:
Standard and Poors
Moody’s
A.M. Best
Fitch
Go ahead and check out your annuity issuer’s rating. If they are “A” or “A-” rated then you have nothing to worry about. At last check these sites required that you create a free account in order to check the latest ratings. In any event these companies rate the insurance issuer’s ability to pay and overall financial strength. There are some structured settlement factoring companies that will not do transactions with companies that are not rated highly. There is one notable company that has even gone bankrupt or are in what’s called receivership. Receivership is a form of bankruptcy in which a company can avoid liquidation by reorganizing with the help of a court-appointed trustee. Almost nobody will do a transaction with a company that is in receivership as there is a likelihood they will not be paid when your future payment becomes due. Think of these ratings similar to people’s credit reports. It’s basically the same thing, just on a different scale. It’s all about risk and the purchasers of structured settlement annuities want to know how much risk is involved before you sell structured settlement payments to them.
Discount Rate Being Charged on Structured Settlement Annuity Transfer
The interest rate or discount rate being charged when you sell structured settlement annuity payments is extremely important to know. The rate can range anywhere between 7-25%. Some may claim lower rates than 7% but that is a rare instance. When you work with us you can be assured that we will try to get you the best rate possible. We invite you to shop around. Corona Capital’s funding sources and low cost of doing business allows us to offer such low discount rates. Just one percentage point could mean thousands of dollars to you. Before you sell structured settlement annuity payments please read our page Know Your Discount Rate Before You Sell Structured Settlement Annuity Payments to learn more.
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