Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
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About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
Q&A with Secondary Annuity Market Leader Mike Aiello
Thinking about selling payments from your structured settlement or annuity, but afraid of what you don’t know? Relax, we’ve got you covered. There are lots of myths about selling payments, and to get to the truth we talked to executive Mike Aiello of CBC Settlement Funding to discuss the questions he hears most from clients looking to sell their payments.
Aiello acknowledges that there are lots misconceptions about the secondary annuity market and what it does. The secondary annuity market is an industry specializing in buying payments from people like you who are receiving monthly or periodic payments from a structured settlement agreement or annuity.
Selling payments to purchase a house, automobile or for any other reason is an important consideration for sure, and can cause needless worry when people are confused by misconceptions that may be floating around. In our conversation with Aiello, he takes us through the important things to think about to avoid making mistakes, and he touches on the selling process as well as common myths about income tax considerations.
What’s the biggest mistake a person can make while selling their payments?
Understanding the difference between needing something and wanting something is an issue Aiello is all too familiar with.
“We all want the fancy cars, the big house, the newest products on the market,” Aiello said. But, he said, selling your annuity payments is something that should fall on the need side of the spectrum.
“The decision should be made for the right reasons,” he said.
So what are some examples of understandable needs?
“Funding a college education, making a down payment on a home, purchasing a vehicle outright, etc. are examples of the reason for selling an annuity.”
FREE ESTIMATE
What do you think people are confused about the most when they start to consider selling their annuity payments?
It should come as no surprise that taxes are a confusing part of the annuity selling process for many of the people Aiello encounters.
“Most people are concerned that if they sell their payments, they will have to pay income tax on the lump sum,” he said. “This is a good concern to have as some annuities are taxable while other structured settlement annuities can be non-taxable.”
“We always recommend that our clients meet with a tax or legal professional to learn about the impact of the transaction.”
Aiello also hears a lot of confusion about how the secondary annuity market actually works.
“They think we can access the annuity for them,” he said. “We educate that we provide our money to them and await the future annuity payments. In most cases, a structured settlement cannot be changed!”
What are people most surprised about during the selling process?
People are often struck by how customizable pricing options can be, Aiello said.
“Most clients initially think that in order to complete a transaction, they will have to sell all of their annuity payments– this is not true,” he said. “In most cases, annuitants can sell as much or little as they want to sell, over very flexible timeframes.”
Aiello said they do have certain parameters that must be met for judicial approval, but “we are happy to work with pieces of the annuity at the client’s request.”
This process doesn’t happen overnight though.
“It can take up to six weeks to complete the transfer. It is a regulated transaction that requires judicial approval,” he said.
Are there any stories that come to mind about when you helped someone sell their payments who really needed the money?
There are always clients you never forget, Aiello said. He said for him it was a couple who deeply wanted to become parents.
“This couple had been struggling to get pregnant for over five years and had exhausted all options,” he said. “Doctors told them their chances of conceiving naturally were next to zero.”
In-vitro fertilization (IVF), an expensive procedure to help produce pregnancy, was their only option.
“We completed a transaction for them and they were able to begin the IVF process,” Aiello said. “A few months after the transaction was completed I received a call from them that they were expecting!”
Helping to bring a new life into the world was a great feeling.
“I’ve helped clients purchase homes, finance school, and get out of debt – this was by far and away the most satisfying and rewarding experience.”
Your Takeaways
When you are considering selling payments, remind yourself that it’s your money – you’ve got the right to go forward with selling as few or as many payments as you want.
Here at Annuity.org, we can make the process simple – and answer any answer any other questions you have to get the money you need right away.
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