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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Reasons Judges Deny Structured Settlement Transfers Are you considering selling some or all of your structured settlement payments from a lawsuit? Relax. The process, called a settlement transfer, is usually easy. Selling your payments could allow you to raise cash for an emergency, such as avoiding foreclosure or bailing your business out of debt. You will go through steps, such as completing paperwork and seeking a judge’s approval. Many sellers go through the court process for transferring structured settlements seamlessly. The judge asks questions and the seller provides answers. Assuming your paperwork is in order and your reason for selling the payments is valid, approval is often guaranteed. The judge approves the transfer and the seller walks with cash. Judges do, however, encounter transfer requests with scrutiny and may deny certain petitions. When that happens, the selling process is halted and the settlement recipient must wait for their money under the terms of the original agreement. Denied transfers are not necessarily final. Sellers may still have a chance to get cash from their settlements. While in many cases, decisions are final –made to protect the financial well-being of sellers—there are instances where circumstances change and at another later hearing a judge will approve a previously denied transfer. Understanding the goal of the court hearing and recognizing instances where judges are likely to deny a transfer can help you decide if you should pursue selling payments. Deciding to Sell Payments The National Association of Settlement Purchasers (NASP), an industry trade organization, reports that less than 10 percent of structured settlement recipients ever seek to sell or transfer their payments. Most recipients receive their stream of payments as scheduled and do not attempt to sell payments — but there are exceptions. Some recipients struggling to handle debt, medical expenses or other emergencies need cash immediately and turn to a secondary market where payments are bought and sold. As structured settlements often involve large cash awards related to serious injuries and major lawsuits, selling payments requires attending a hearing and receiving a judge’s approval. Purpose of the Hearing Judges evaluate transfer requests taking into consideration federal and state laws, and every seller’s unique situation. Each state has its own Structured Settlement Protection Act. Most acts specify transfers meet two primary requirements. The transfer must be in the seller’s best interest and considered fair and reasonable. The requirements may be fulfilled if sellers show evidence they have a serious need, have received independent financial advice, and are able to maintain their income. They must also show that they can provide for dependents, understand financial consequences of selling, and effectively communicate they are making a sound decision. Reasons for Denials Denials occur when judges believe requirements for selling payments are insufficiently met. For example, the transfer might not be in the payee’s best interest or the transaction itself isn’t fair for the seller. In the following situations, a judge might deny a petition because a petitioner: Has no evidence of financial need Can’t explain sufficiently how the money will be used Has a contract with an unfair discount rate (example: 50 percent of the settlement’s value) Will have long-term medical needs related to the settlement that are likely to require many payments Did not receive outside consultation from a legal professional Can’t provide proof of income Began the process of selling by responding to a misleading advertisement Doesn’t demonstrate an understanding of the transfer and repercussions of the financial choice Displays an inability to manage finances The court may evaluate the role the settlement buying company is playing in the process, seeking to avoid instances where a company is pressuring sellers or coaching them on what to say. Some states do not allow transfer of worker’s compensation benefits, but the settlement purchaser would inform you of this before proceeding with a petition. Changing Circumstances Structured settlement recipients who want to sell for a second time can discuss the strength of their case with companies that specialize in purchasing structured settlement payments. In almost every case, they will encounter the same bottom line as when they first tried to sell: the transfer must be in their best interest with a fair discount rate. In rare occasions where a seller’s circumstance changes, the seller provides evidence for a choice that was insufficiently explained before, or the petition has different terms, a previously denied transfer may be approved. For example, sellers may be in a different financial situation, where they can be responsible with their current income and expenses and have a detailed plan for how settlement cash will be spent. This includes providing for dependents and considering other financial options as well. Sellers with back-to-back requests for transfers must present a legitimate reason for the need and a plan to manage the added loss of regular income from the original settlement. When sellers demonstrate their ability to manage money and only sell the amount needed to handle a specific situation, their case will be better supported.

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